🔥 MOST POPULAR Adro  | Chase  | Bank of America  | Local Credit Union | |
|---|---|---|---|---|
SSN Required? | No | Usually Yes | Usually Yes | Usually Yes |
Can Open Before Arrival? | Yes | No | No | No |
Monthly Fees | $0 | $6 (waived for students) | $0 (for students under 24) | Varies ($0-$5) |
Foreign Transaction Fees | $0 | 3% | 3% | 1-3% |
Credit Building | Yes (even without SSN) | Limited | Limited | If you open a credit card |
Mobile Banking | Yes | Yes | Yes | Often basic |
International Wire Transfers | Low-cost transfers | Available (fees apply) | Available (fees apply) | Rarely available |